Attack Rating and Armor Rating

To Hit

D20 + Attack Rating >= Armor Rating 

Attack Rating

Fighter +1 and +1 per level (max 16)

Monk +1 per level (max 12 weapon/ max 21 hands)

Cleric +2 per 3 levels (max 12)

Thief +1 per 2 levels (max 10)

Magic User +2 per 5 levels (max 8)

Monsters +2 and +1 per hit die (max 20)

Armor Rating

Armor Class	Armor Rating
10	10
9	11
8	12
7	13
6	14
5	15
4	16
3	17
2	18
1	19
0	20
-1	21
-2	22
-3	23
-4	24
-5	25
-6	26
-7	27
-8	28
-9	29
-10	30

Languages of Norwold

Language Selection

1a. Alphatians
          Spell Caster - Alphation
          Non-spell caster - Vulgar Alphation
   
1b. Non-Alphatians
          Common

2. Non-Human
          Racial Language
       
3. Class
          Druid - Druidic
          Thief or Assassin - Thieves Cant
 
4. Choose additional non-exotic languages based on Intelligence.
          Adventurers, Dwarves and Gnomes may also choose Under Common
          Clerics and Paladins may choose Abyssal or Infernal

     Exotic Langues count as 2 languages and require DM approval.

     Intelligence          Additional Languages
            8-9                                   1
          10-11                                 2
          12-13                                 3
          14-15                                 4
            16                                    5
            17                                    6
            18                                    7